PRIVACY POLICY
UPDATED ON DECEMBER 1, 2020.
PLEASE READ THIS DOCUMENT CAREFULLY. IT CONTAINS IMPORTANT
INFORMATION THAT YOU SHOULD KNOW BEFORE CONTINUING TO USE OUR
WEBSITE OR SERVICES (AS SUCH TERM DEFINED IN THE TERMS OF SERVICES).
BY CONTINUING TO USE THE WEBSITE AND SERVICES YOU WILL BE
DEEMED TO HAVE ACCEPTED THIS PRIVACY POLICY.
IF YOU ARE
A CALIFORNIA OR NEVADA RESIDENT,
YOU ARE ENTITLED TO CERTAIN ADDITIONAL RIGHTS IN ACCORDANCE WITH THE
CALIFORNIA CONSUMER PRIVACY ACT OF 2018 (CCPA) AND NEVADA SENATE
BILL 220 AND CHAPTER 603A OF THE LAWS OF THE STATE OF NEVADA. PLEASE
VISIT THE CCPA SUPPLEMENT AT THE END OF THIS POLICY.
LEGAL BASIS FOR THE PROCESSING OF PERSONAL DATA
All personal data of data subject is processed with aim of
compliance with a legal obligation under U.S. Law and Art. 6(1) lit.
of GDPR under which data controller is obliged to receive consent of
data subject for specific processing operations with personal data.
- This Privacy Policy (hereinafter referred to as the
“Policy”) sets forth the general rules of collection,
processing, distribution, use and storage of Website user’s
Personal data including any dispute concerning privacy under
current Laws of the United States and the EU General Data
Protection Regulation (GDPR), and in accordance with the data
protection regulations applicable to , Inc., and the
WEBSITE (hereinafter the “”,
“Company”, “Us”, “We”).
- It is understood and presumed that by the fact of use of the
Website and its services, the User gives Consent, that he/she/it
has fully read, understood and accepted this Policy. If any User
does not agree with this Policy in general or any part of it, such
User should withhold from using the Website and its services.
- The following definitions and rules of interpretation apply in
this Privacy policy:
- a) Cookies: A cookie is a text file containing an
identifier (a string of letters and numbers) that is sent by a web
server to a web browser and is stored by the browser. The
identifier is then sent back to the server each time the browser
requests a page from the server. Cookies may be either
“persistent” cookies or “session” cookies:
a persistent cookie will be stored by a web browser and will
remain valid until its set expiry date, unless deleted by the user
before the expiry date; a session cookie, on the other hand, will
expire at the end of the user session, when the web browser is
closed. Cookies do not typically contain any information that
personally identifies a user, but personal information that we
store about you may be linked to the information stored in and
obtained from cookies. For more information on managing cookies,
please go to www.allaboutcookies.org.
- b) Consent: Consent of the data
subject is any freely given, specific, informed and unambiguous
indication of the data subject’s wishes by which he or she,
by a statement or by a clear affirmative action, signifies
agreement to the processing of personal data relating to him or
her.
- c) Data subject: Data subject is any identified
or identifiable natural person, whose personal data is processed
by the controller responsible for the processing.
- d) Personal data: Personal data means any
information relating to an identified or identifiable natural
person (“data subject”). An identifiable natural
person is an individual that can be identified, directly or
indirectly, in particular by reference to an identifier such as a
name, an identification number, address or other identification
data.
- e) Processing: Processing is any operation or set
of operations which is performed on personal data or on sets of
personal data, whether or not by automated means, such as
collection, recording, organization, structuring, storage,
adaptation or alteration, retrieval, consultation, use, disclosure
by transmission, dissemination or otherwise making available,
alignment or combination, restriction, erasure or destruction.
- f) Processor: Processor is a natural or legal
person, public authority, agency or other body which processes
personal data on behalf of the controller.
- g) Profiling: Profiling means any form of
automated processing of personal data consisting of the use of
personal data to evaluate certain personal aspects relating to a
natural person, in particular to analyze or predict aspects
concerning that natural person’s performance at work,
economic situation, health, personal preferences, interests,
reliability, behavior, location or movements.
- h) Recipient: Recipient is a natural or legal
person, public authority, agency or another body, to which the
personal data are disclosed, whether a third party or not.
However, public authorities which may receive personal data in the
framework of a particular inquiry in accordance with U.S. and/or
EU shall not be regarded as recipients; the processing of those
data by those public authorities shall be in compliance with the
applicable data protection rules according to the purposes of the
processing.
- i) Sensitive personal information: Any
information about an individual that reveals their racial or
ethnic origin, political opinions, religious or philosophical
beliefs, or trade union membership, genetic information, biometric
information for the purpose of uniquely identifying an individual,
information concerning health or information concerning a natural
person’s sex life or sexual orientation. does not
collect or store such information.
- j) Third party: Third party is a natural or legal
person, public authority, agency or body other than the data
subject, controller, processor and persons who, under the direct
authority of the controller or processor, are authorized to
process personal data.
- k) Website: com
- This Privacy Policy may be modified, changed, supplemented,
updated at any time with prior written notice from . Your
continued use of the Website and its services after any amendments
or alterations of this Privacy Policy without notification of
shall constitute your consent hereto and acceptance hereof
of an updated version of this Privacy Policy. At any case, the
date of the most recent amendments and alterations will be
indicated at the top of this web page. If the User does not agree
to such revised terms of the Privacy Policy or Terms of Use
he/she/it must stop using this Website and the account and may
withdraw from his/her/its obligations under this Privacy Policy.
- The data controller of this Website is . Contact details can
be received at: info@WeHelpDebt.com.
- The Website of the collects a series of general data and
information when a data subject or automated system calls up the
website. This general data and information are stored in the
server log files.
- The following information may be collected for general purposes:
(a) the browser type and its version; (b) the operating system
used by the accessing system, (c) the website from which an
accessing system reaches the website; (d) the sub-websites; (e)
the date and time of access to the Internet site; (f) an Internet
protocol address (IP address); (g) the Internet service provider
of the accessing system; and (h) any other similar data and
information that may be used in the event of attacks on our
information technology systems.
- When using this general data and information, the does not
draw any conclusions about the data subject. Rather, this
information is needed to (a) deliver the content of our website
correctly, (b) optimize the content of our website as well as its
advertisement, (c) ensure the long-term viability of our
information technology systems and website technology, and (d)
provide law enforcement authorities with the information necessary
for criminal prosecution in case of a cyber-attack. Therefore, the
analyzes anonymously collected data and information
statistically, with the aim of increasing the data protection and
data security of our enterprise, and to ensure an optimal level of
protection for the personal data we process. The anonymous data of
the server log files are stored separately from all personal data
provided by a data subject.
- The following information can be collected for services purposes:
(a) Contact information, such as name, home address, and email
address; (b) Account information, such as username and password;
(c) Information related to you virtual wallets public addresses;
and/or (d) Financial information, such as bank account numbers,
bank statement, and trading information, credit card numbers and
related information.
- The internet pages of this Website use cookies for the following
purposes:
| Purpose |
Description |
Type & Expiration |
| Performance (i.e., User’s Browser) |
Our web sites are built using common internet platforms. These
have built-in cookies which help compatibility issues (e.g.,
to identify your browser type) and improve performance (e.g.,
quicker loading of content). |
Session Deleted upon closing the browser |
| Security (e.g. Asp .NET) Cookies |
If you register for access to a restricted area, our cookies
ensure that your device is logged for the duration of your
visit. You will need your username and password to access the
restricted areas. |
Session Deleted upon closing the browser |
| Site Preferences |
Our cookies may also remember your site preferences (e.g.,
language) or seek to enhance your experience (e.g., by
personalizing a greeting or content). This will apply to areas
where you have registered specifically for access or create an
account. |
Session Deleted upon closing the browser |
| Analytical |
We use several third party analytics tools to help us
understand how site visitors use our web site. This allows us
to improve the quality and content on Website for our
visitors. The aggregated statistical data cover items such as
total visits or page views, and referrers to our web sites. |
Persistent, but will delete automatically after two years if
you no longer visit Website. |
| Site visitor feedback |
We use a third party survey tool to invite a percentage of
visitors to provide their feedback. Cookies are used to
prevent visitors from being invited multiple times. The first
cookie (1) is set if the visitor is not invited to participate
in the survey, and is used to ensure visitors are not invited
after their first page view.
The second cookie (2) is set if the visitor is invited to
participate in the survey, and is used to ensure the visitor
is not invited again to participate for a period of 90 days. |
1 Session Deleted upon closing the browser
2 Persistent Deleted automatically after 90 days or
presenting survey invite. |
| Social sharing |
We use third party social media widgets or buttons to provide
you with additional functionality to share content from our
web pages to social media websites and email. Use of these
widgets or buttons may place a cookie on your device to make
their service easier to use, ensure your interaction is
displayed on our webpages (e.g. the social share count cache
is updated) and log information about your activities across
the Internet and on our web sites. We encourage you to review
each provider’s privacy information before using any
such service. |
Persistent, but will be deleted automatically after two years
if you no longer visit Website. |
- The data subject may, as stated above, prevent the setting of
cookies through our website at any time by means of a
corresponding adjustment of the web browser used and thus
permanently deny the setting of cookies.
- Our websites may contain links to non-WeHelpDebt.com websites. We are not
responsible for the practices of those third party websites. Where
you access other websites from our sites using the links provided,
the operators of these websites may use cookies in accordance with
their own cookies policy, which may differ from ours. You should
read their privacy and cookie policies carefully before you
provide any personal information to them.
- The data subject has the possibility to register on the website of
the controller with the indication of personal data. Which
personal data are transmitted to the controller is determined by
the respective input mask used for the registration. The personal
data entered by the data subject is collected and stored
exclusively for internal use by the controller, and for his own
purposes. The controller may request transfer to one or more
Datablcokchain.io processors that also uses personal data for an
internal purpose which is attributable to the controller.
- By registering on the website of the controller, the IP
address—assigned by the Internet service provider (ISP) and used
by the data subject—date, and time of the registration are also
stored. The storage of this data takes place against the
background that this is the only way to prevent the misuse of our
services, and, if necessary, to make it possible to investigate
committed offenses. Insofar, the storage of this data is necessary
to secure the controller. This data is not passed on to third
parties unless there is a statutory obligation to pass on the
data, or if the transfer serves the aim of criminal prosecution.
- The registration of the data subject, with the voluntary
indication of personal data, is intended to enable the controller
to offer the data subject contents or services that may only be
offered to registered users due to the nature of the matter in
question. Registered persons are free to change the personal data
specified during the registration at any time, or to have them
completely deleted from the data stock of the controller.
- On the website of WeHelpDebt.com, users are given the opportunity to
subscribe to WeHelpDebt.com’s information service. The input mask
used for this purpose determines what personal data are
transmitted, as well as when the newsletter is ordered from the
controller. The information service may only be received by the
data subject if (1) the data subject has a valid e-mail address
and (2) the data subject registers to receive WeHelpDebt.com’s
information service.
- The website contains information that enables a quick electronic
contact to WeHelpDebt.com. If a data subject contacts the controller by
e-mail or via a contact form, the personal data transmitted by the
data subject is automatically stored. Such personal data
transmitted on a voluntary basis by a data subject to the data
controller is stored for the purpose of processing or contacting
the data subject. There is no transfer of this personal data to
third parties.
- The data controller process and store the personal data of the
data subject only for the period necessary to achieve the purpose
of storage. If the storage purpose is not applicable, or if a
storage period expires, the personal data is routinely blocked or
erased.
- Subject to certain limitations on certain rights, you have the
following rights in relation to your information, which you can
exercise by contacting WeHelpDebt.com by sending an email to
info@WeHelpDebt.com: (a) to request access to your information and
information related to our use and processing of your information,
including: (i) the purposes of the processing; (ii) the categories
of personal data concerned; (iii) the recipients or categories of
recipients to whom the personal data have been or will be
disclosed, in particular recipients in third countries or
international organizations; (iv) where possible, the envisaged
period for which the personal data will be stored, or, if not
possible, the criteria used to determine that period; (v) the
existence of the right to request from the controller
rectification or erasure of personal data, or restriction of
processing of personal data concerning the data subject, or to
object to such processing; (vi) the existence of the right to
lodge a complaint with a supervisory authority; (vii) where the
personal data are not collected from the data subject, any
available information as to their source; (viii) the existence of
automated decision-making, including profiling, referred to in
Article 22(1) and (4) of the GDPR and, at least in those cases,
meaningful information about the logic involved, as well as the
significance and envisaged consequences of such processing for the
data subject; (ix) to obtain information as to whether personal
data are transferred outside the US and EU, to a third country or
to an international organization. Where this is the case, the data
subject shall have the right to be informed of the appropriate
safeguards relating to the transfer. (b) To request and to obtain
from the controller the confirmation as to whether or not personal
data concerning him/her/it is being processed. (c) to request the
correction or deletion of your information. Data subject can
request to delete his personal information (the right to be
forgotten) in case: (i) the personal data is no longer necessary
in relation to the purposes for which it was collected or
otherwise processed; (ii) the data subject withdraws consent to
which the processing is based according to point (a) of Article
6(1) of the GDPR, or point (a) of Article 9(2) of the GDPR, and
where there is no other legal ground for the processing; (iii) the
data subject objects to the processing pursuant to Article 21(1)
of the GDPR and there are no overriding legitimate grounds for the
processing, or the data subject objects to the processing pursuant
to Article 21(2) of the GDPR; (iv) the personal data have been
unlawfully processed; (v) the personal data have been collected in
relation to the offer of information society services referred to
in Article 8(1) of the GDPR. If one of the aforementioned reasons
applies, and a data subject wishes to request the erasure of
personal data stored by the WeHelpDebt.com, he or she may, at any time,
contact any employee of the controller. An employee of WeHelpDebt.com
shall promptly ensure that the erasure request is complied with
immediately. (d) to request that company restrict the processing
of your information in cases when: (i) the accuracy of the
personal data is contested by the data subject, for a period
enabling the controller to verify the accuracy of the personal
data; (ii) the processing is unlawful and the data subject opposes
the erasure of the personal data and requests instead the
restriction of their use instead; (iii) the controller no longer
needs the personal data for the purposes of the processing, but
they are required by the data subject for the establishment,
exercise or defense of legal claims (iv) the data subject has
objected to processing pursuant to Article 21(1) of the GDPR
pending the verification whether the legitimate grounds of the
controller override those of the data subject. If one of the
aforementioned conditions is met, and a data subject wishes to
request the restriction of the processing of personal data stored
by the WeHelpDebt.com, he or she may at any time contact any employee of
the controller. The employee of the WeHelpDebt.com will arrange the
restriction of the processing. (e) to receive information which
data subject have provided to us in a structured, commonly used
and machine-readable format and the right to have that information
transferred to another data controller (including a third party
data controller); (f) to object to the processing of your
information for certain purposes; and (g) to withdraw your data
protection consent to our use of your information at any time
where data controller rely on your consent to use or process that
information.
- In accordance with Article 77 of the General Data Protection
Regulation, data subject have the right to lodge a complaint with
a supervisory authority.
- We may disclose any information we collect about you, whether you
are a current or former customer, including nonpublic personal
information and any other information we collect, to WeHelpDebt.com
affiliated companies and to non-affiliated third parties, which
include non-financial companies, such as email service providers
and fraud verification services, and others, such as other WeHelpDebt.com
users with which you engage in transactions. We may make such
disclosures: (a) to service providers that perform marketing
services on our behalf; and (b) for everyday business purposes,
such as to process transactions, maintain accounts, respond to
court orders and legal investigations or report to credit bureaus;
(c) if we are under a duty to disclose or share your information
to comply with our legal obligations.
- Other than in connection with a merger, sale of WeHelpDebt.com assets,
financing or acquisition, we will not sell or rent any of your
information to third parties for their own marketing purposes.
- Please note that third parties that support our customer
identification and anti-fraud controls may retain and use
information about you to perform services on our behalf and to
improve their services. By using our Services, you consent to the
retention and use of such information by these providers to
improve their services.
- We may also share aggregated or de-identified information with our
affiliated companies or non-affiliated third parties, which cannot
reasonably be used to identify you.
- Unfortunately, the transmission of information via the internet is
not completely secure. Although we will do our best to protect
your personal data, we cannot guarantee the security of your data
transmitted to our site, and any transmission is at your own risk.
Once we have received your information, we will use strict
procedures and security features to try to prevent unauthorized
access.
- CHILDREN UNDER 18: This website is not intended for sue by anyone under the age
of 18. We encourage parents and guardians to supervise their
child’s use of the Internet. We urge parents to instruct
their children to never give out their real names, addresses,
phone numbers, or other personal information without a
parent’s or guardian’s permission when using the
Internet. We recognize a special obligation to protect personal
information obtained from children. In compliance with COPPA (the
Children’s Online Privacy Protection Act), we have adopted
the following policies to keep kids safe (there are exceptions to
these policies as noted below): (a) We will NOT knowingly collect,
use, or distribute personal information from children under the
age of 13 without prior verifiable consent from a parent or
guardian. (b) Personal information we collect from children under
the age of 13 will be used solely by us or our agents for internal
purposes only and will NOT be sold or otherwise distributed to
third parties. (c) We will NOT knowingly allow children under the
age of 13 access to free form chat, message boards, email
accounts, or other services within the WeHelpDebt.com Website that would
allow them to publicly post or otherwise distribute personal
information without prior verifiable consent from a parent or
guardian. (d) We will NOT knowingly ask a child under the age of
13 to divulge more information than is needed to participate in
any service. (e) We will NOT knowingly keep any personal
information that is inadvertently included in a child’s
email submission, help inquiry, or other one-time request, if we
know that the child is under the age of 13. Any such information
will be purged promptly after the issue has been resolved. (f) We
will NOT knowingly post any personal information that is
inadvertently included in a child’s submission to a general
audience contribution area if we know that the child is under the
age of 13. Upon notice to us, these submissions will be deleted
and handled anonymously thereafter. (g) We will NOT knowingly
provide any direct link to websites that are unsuitable for
children or teens. (h) We will advise children under the age of 13
that they MUST obtain permission from their parent or guardian
before sharing ANY personal information. (i) Upon request, WeHelpDebt.com
will provide a parent or guardian with a description of the
information that may have been provided about their child during a
registration process for a program or service of this site.
In the following instances we will NOT get verifiable parental
consent for the collection of a child’s personal information:
(a) Collecting a child’s contact information solely to
directly respond to the child’s request on a one-time basis
(for example, to provide assistance with a particular customer
service question). We will not use that information to re-contact
the child for any other purpose (we will purge from our system the
child’s personal information after responding); (b) Collecting
a child’s contact information and the contact information of
his/her parent or guardian solely to directly respond more than once
to a specific request from the child. In this instance, the parent
or guardian will be notified that the child made such a request and
be informed of the information provided by the child. The parent or
guardian will have an opportunity at any time to revoke the
child’s request. We will not use the child’s personal
information to re-contact the child for any other purpose. (c) Using
persistent identifiers on our Website to support the internal
operations of our Website which include: maintaining and analyzing
the functioning of the Website; performing network communications;
authenticating users; personalizing content on the Website; serving
contextual advertising or capping the frequency of advertising;
protecting the security or integrity of the user, Website or
service; and to ensure legal and regulatory compliance. A
“persistent identifier” is a series of numbers that we
assign to a user but cannot be reasonably used to identify a
specific user. (d) A child may provide the email address of their
parent or guardian for the purpose of retrieving or resetting a
child’s lost password for their user account. A parent or
guardian’s email address collected in this instance will only
be used for this purpose.
- Data controller does not use automatic decision-making or
profiling to process and use data subject’s personal data.
- WeHelpDebt.com uses relevant electronic and procedural safeguards to
protect the privacy of the information the User provide to WeHelpDebt.com
from loss, misuse, disclosure, alteration and destruction. Please
note that transmission of data or information (including
communications by e-mail) over the Internet or other publicly
accessible networks is not one hundred percent secure. Please note
that WeHelpDebt.com are not liable for the security of any data Users are
transmitting over the Internet, or third party content.
- WeHelpDebt.com takes and addresses its users’ privacy concerns with
utmost respect and attention. If you believe that there was an
instance of non-compliance with this Privacy Policy with regard to
your personal information or you have other related inquiries or
concerns, you may write or contact WeHelpDebt.com at email:
info@WeHelpDebt.com. In your message, please describe in as much
detail as possible the nature of your inquiry or the ways in which
you believe that the Privacy Policy has not been complied with. We
will investigate your inquiry or complaint promptly. Please note
that if you provide WeHelpDebt.com with inconsistent privacy preferences,
WeHelpDebt.com cannot guarantee that your most recent privacy preference
will be honored.
CCPA SUPPLEMENT
This Privacy Notice for California and Nevada Residents supplements and is expressly made part of the information
contained in the WeHelpDebt.com, Inc. Private Policy and applies
solely to all visitors, users, and others who reside in the State of
California or in the State of Nevada (“consumers” or
“you”). We adopt this Notice to comply with both the
California Consumer Privacy Act of 2018 (CCPA) and Nevada Senate
Bill 220 and Chapter 603A of the laws of the State of Nevada. The
above laws may not apply to each of you in each scenario and are
supplied here for your reference.
Any terms defined in the CCPA have the same meaning when used in
this Notice.
Information We Collect
Our Websites collect information that identifies, relates to,
describes, references, is capable of being associated with, or could
reasonably be linked, directly or indirectly, with a particular
consumer or device (“personal information”). In particular, our Websites have collected the following
categories of personal information from its consumers within the
last twelve (12) months:
| Category |
Collected |
| A. Identifiers. |
YES |
| B. Personal information categories listed in the California
Customer Records statute (Cal. Civ. Code § 1798.80(e)). |
YES |
| C. Protected classification characteristics under California
or federal law. |
NO |
| D. Commercial information. |
YES |
| E. Biometric information. |
NO |
| F. Internet or other similar network activity. |
YES |
| G. Geolocation data. |
YES |
| H. Sensory data. |
NO |
| I. Professional or employment-related information. |
NO |
| J. Non-public education information (per the Family
Educational Rights and Privacy Act (20 U.S.C. Section 1232g,
34 C.F.R. Part 99)). |
NO |
| K. Inferences drawn from other personal information. |
YES |
Personal information does not include:
- Publicly available information from government records.
- Deidentified or aggregated consumer information.
- Information excluded from the CCPA’s scope, like:
- health or medical information covered by the Health Insurance Portability and Accountability Act of 1996 (HIPAA) and the California Confidentiality of Medical Information Act (CMIA) or clinical trial data;
- personal information covered by certain sector-specific privacy laws, including the Fair Credit Reporting Act (FRCA), the Gramm-Leach-Bliley Act (GLBA) or California Financial Information Privacy Act (FIPA), and the Driver’s Privacy Protection Act of 1994.
WeHelpDebt.com, Inc. obtains the categories of personal information listed above from the following categories of sources:
- Directly from you. For example, from forms you complete or products and services you purchase.
- Indirectly from you. For example, from observing your actions on our Websites.
- From third-party business partners such as social media sites, ad networks, and analytics providers.
Use of Personal Information
We may use or disclose the personal information we collect for one or more of the following business purposes:
- To fulfill or meet the reason you provided the information. For example, if you share your name and contact information to request a price quote or ask a question about our products or services, we will use that personal information to respond to your inquiry. If you provide your personal information to purchase a product or service, we will use that information to process your payment and facilitate delivery. We may also save your information to facilitate new product orders or process returns.
- To provide, support, personalize, and develop our Websites, products, and services.
- To create, maintain, customize, and secure your account with us.
- To process your requests, purchases, transactions, and payments and prevent transactional fraud.
- To provide you with support and to respond to your inquiries, including to investigate and address your concerns and monitor and improve our responses.
- To personalize your Website experience and to deliver content and product and service offerings relevant to your interests, including targeted offers and ads through our Websites, third-party sites, and via email or text message (with your consent, where required by law).
- To help maintain the safety, security, and integrity of our Websites, products and services, databases and other technology assets, and business.
- For testing, research, analysis, and product development, including to develop and improve our Websites, products, and services.
- To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations.
- As described to you when collecting your personal information or as otherwise set forth in the CCPA.
- To evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of WeHelpDebt.com, Inc.’s assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by WeHelpDebt.com, Inc. about our Website users is among the assets transferred.
WeHelpDebt.com, Inc. will not collect additional categories of personal information or use the personal information we collected for materially different, unrelated, or incompatible purposes without providing you notice.
Sharing Personal Information
WeHelpDebt.com, Inc. may disclose your personal information to a third party for a business purpose. When we disclose personal information for a business purpose, we enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract.
We share your personal information with the following categories of third parties:
- Service providers.
- Data aggregators.
Disclosures of Personal Information for a Business Purpose
In the preceding twelve (12) months, Company has disclosed the following categories of personal information for a business purpose:
Category A: Identifiers.
Category B: California Customer Records personal information categories.
Category D: Commercial information.
Category F: Internet or other similar network activity.
Category G: Geolocation data.
Category K: Inferences drawn from other personal information.
We disclose your personal information for a business purpose to the following categories of third parties:
Sales of Personal Information
In the preceding twelve (12) months, Company has not sold personal information.
Your Rights and Choices
The CCPA provides consumers (California residents) with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights.
Access to Specific Information and Data Portability Rights
You have the right to request that WeHelpDebt.com, Inc. disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and confirm your verifiable consumer request (see Exercising Access, Data Portability, and Deletion Rights), we will disclose to you:
- The categories of personal information we collected about you.
- The categories of sources for the personal information we collected about you.
- Our business or commercial purpose for collecting or selling that personal information.
- The categories of third parties with whom we share that personal information.
- The specific pieces of personal information we collected about you (also called a data portability request).
- If we sold or disclosed your personal information for a business purpose, two separate lists disclosing:
- sales, identifying the personal information categories that each category of recipient purchased; and
- disclosures for a business purpose, identifying the personal information categories that each category of recipient obtained.
Deletion Request Rights
You have the right to request that WeHelpDebt.com, Inc. delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request (see Exercising Access, Data Portability, and Deletion Rights), we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies.
We may deny your deletion request if retaining the information is necessary for us or our service provider(s) to:
- Complete the transaction for which we collected the personal information, provide a good or service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform our contract with you.
- Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities.
- Debug products to identify and repair errors that impair existing intended functionality.
- Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law.
- Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 seq.).
- Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the information’s deletion may likely render impossible or seriously impair the research’s achievement, if you previously provided informed consent.
- Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us.
- Comply with a legal obligation.
- Make other internal and lawful uses of that information that are compatible with the context in which you provided it.
How can I opt out of WeHelpDebt.com’s information sharing?
You can contact us by either:
- Calling us at +1 954-949-9500 or 800-305-5500; or
- Sending a letter to us at WeHelpDebt.com, Inc., Attn: Privacy Administrator, 1000 E Hillsboro Blvd #105, Deerfield Beach, FL,
and request not to receive marketing mailings that result from WeHelpDebt.com, Inc. data.
It’s important to understand that when you opt out with WeHelpDebt.com, Inc., we don’t delete your information. We mark it on our databases as “Do Not Share.” We do this because if your information is deleted, in the future, we would have no way to know that you requested that your information not be shared. When you’re marked as “Do Not Share,” we’ll know that you didn’t want your information shared in case your information is later resubmitted. We want to be sure that consumers’ requests are honored until we’re told of a change.
Exercising Access, Data Portability, and Deletion Rights
To exercise the access, data portability, and deletion rights described above, please submit a verifiable consumer request to us by either:
- Calling us at +1 954-949-9500 or 800-305-5500; or
- Sending a letter to us at WeHelpDebt.com, Inc., Attn: Privacy Administrator, 1000 E Hillsboro Blvd #105, Deerfield Beach, FL.
Only you, or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.
You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must:
- Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative.
- Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.
We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you.
Making a verifiable consumer request does not require you to create an account with us.
We will only use personal information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request.
Response Timing and Format
We endeavor to respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time (up to 90 days), we will inform you of the reason and extension period in writing.
If you have an account with us, we will deliver our written response to that account. If you do not have an account with us, we will deliver our written response by mail or electronically, at your option.
Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request’s receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance.
We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.
Non-Discrimination
We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:
- Deny you goods or services.
- Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties.
- Provide you a different level or quality of goods or services.
- Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.
However, we may offer you certain financial incentives permitted by the CCPA that can result in different prices, rates, or quality levels. Any CCPA-permitted financial incentive we offer will reasonably relate to your personal information’s value and contain written terms that describe the program’s material aspects. Participation in a financial incentive program requires your prior opt in consent, which you may revoke at any time.
Other California Privacy Rights
California’s “Shine the Light” law (Civil Code Section § 1798.83) permits users of our Websites that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to support@WeHelpDebt.com.
Changes to Our Privacy Notice
WeHelpDebt.com, Inc. reserves the right to amend this privacy Notice at our discretion and at any time. When we make changes to this privacy Notice, we will post the updated Notice on the Websites and update the Notice’s effective date. Your continued use of our Websites following the posting of changes constitutes your acceptance of such changes.
Contact Information
If you have any questions or comments about this Notice, the ways in which WeHelpDebt.com, Inc. collects and uses your information described above, your choices and rights regarding such use, or wish to exercise your rights under California law, please do not hesitate to contact us at:
Phone: +1 954-949-9500 or 800-305-5500; or
Email: support@WeHelpDebt.com
Postal Address:
WeHelpDebt.com, Inc.
Attn: Privacy Administrator
1000 E Hillsboro Blvd #105
Deerfield Beach, FL.
USA
